20 Roscoe Ave, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 20 Roscoe Ave, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 1982
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Sep 1979)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0004 L:0226`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0004 L:0226`
Alternative APN	`495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	495
Street Address	20 ROSCOE AVE
City	EASTHAM
State	MA
Zip	02642-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	226
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3021
Census Tract	10306

Owner

20 Roscoe Ave is owned by two individuals who bought it in September 1979.

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 73, NORTH EASTHAM, MA 02651-0073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage TRURO TOWN OF
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 1979 · Amount on File
Deed Sale	Sep 24, 1979 · Amount on File
Deed Book / Page	2988 / 35
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	20 ROSCOE AVE, EASTHAM, MA 02642-1668
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037530-260
Date	Mar 26, 2026
Book Page	37530/260
Instrument	11381

Lender

Name	TRURO TOWN OF

Agreement

Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	20 ROSCOE AVE, EASTHAM, MA 02642-1668
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34548-26
Date	Oct 6, 2021
Book Page	34548/26
Instrument	65832

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Roscoe Ave was $4,777, up 12.4% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,777.00 (+12.37%)	$619,600 (+2.18%) Land $188,300 Building $431,300	$772,445
2024	$4,251.00 (+9.08%)	$606,400 (+12.65%) Land $182,800 Building $423,600
2023	$3,897.00	$538,300 Land $169,200 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Roscoe Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Roscoe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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