20 Romar Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 20 Romar Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,751 sqft · built 1962
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$516,000 (Aug 2021)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-673-07669775`

Property Details

APN / Parcel Number

Primary APN	`02-673-07669775`
Alternative APNs	`267307669775` `67307669775`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	2,101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	385 sqft
Patio Area	961 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	67307669775
Street Address	20 ROMAR DR
City	ANNAPOLIS
State	MD
Zip	21403-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 ROMAR ESTATES
Legal Subdivision	ROMAR ESTATES
Legal Block	2
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2002
Census Tract	702601

Owner

20 Romar Dr is owned and occupied by an individual who bought it in August 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	20 ROMAR DR, ANNAPOLIS, MD 21403-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY VANGUARD BANK
Aug 30, 2021	Deed, Construction Loan · Construction Mortgage LYNN KRAUSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jan 23, 1995 · Amount on File
Deed Book / Page	37449 / 371
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	20 ROMAR DR, ANNAPOLIS, MD 21403-1320
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPINDDRIFT WAY, ANNAPOLIS

Mortgage

Document Number	0386040453
Date	Apr 14, 2022
Book Page	38604/453

Lender

Name	BAY VANGUARD BANK
Type	Bank
Address	SPARROWS POINT, MD 21219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	5-Year CMT
Margin	3
Max Rate	11.1%

August 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 30, 2021
Property Address	20 ROMAR DR, ANNAPOLIS, MD 21403-1320
Document Number	0374490371
Book / Page	37449 / 371
Map Reference	MB 31 FO 34
Instrument Date	Aug 20, 2021
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14340 OLD MARLBORO PIKE, UPPER MARLBORO, MD 20772-2840

Mortgage

Document Number	37449375
Date	Aug 30, 2021
Instrument	37449/375

Lender

Name	LYNN KRAUSE
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Romar Dr was $5,714 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,600 Land $309,000 Building $167,600	$476,600 Land $309,000 Building $167,600
2025	$5,714.00
2023	$5,204.00	$476,600 Land $309,000 Building $167,600	$476,600 Land $309,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Romar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Romar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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