20 Rollins Dr, Elgin, MN 55932 Property Records

Wabasha County property record for 20 Rollins Dr, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 2004
Lot Size	0.365 acres (15,900 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2023)
Tax Bill	$4,544 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00345.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00345.00`
Alternative APN	`19.00345.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,359 sqft Living Area
Basement Area	1,342 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,900 sqft (0.365 acres)
Garage Type	Attached
Garage Area	894 sqft
Porch	Open Porch
Porch Area	21 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 ROLLINS DR
City	ELGIN
State	MN
Zip	55932-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 WHITEWATER WAY LOT-005 BLOCK-002 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	WHITEWATER WAY
Legal Block	2
Legal Lot Number	5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ROLLINS DR, ELGIN, MN 55932-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Jul 18, 2023	Warranty Deed, Transfer ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO
Sep 25, 2017	Transfer on Death Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Sep 25, 2017
Deed Document Number	20231557708
Prior Transfer Date	Sep 22, 2017
Prior Transfer Doc	0000328727
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	20 ROLLINS DR, ELGIN, MN 55932-9696
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346181
Date	Sep 28, 2021
Instrument	346181

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	20 ROLLINS DR, ELGIN, MN 55932-9696
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29929 565TH ST, PLAINVIEW, MN 55964-4619

Mortgage

Document Number	0000353157
Date	Jul 19, 2023
Instrument	353157

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Jul 18, 2023
Property Address	20 ROLLINS DR, ELGIN, MN 55932-9696
Document Number	0000353123
Instrument Date	Jul 6, 2023
Instrument	353123
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ROLLINS DR, ELGIN, MN 55932-9696

September 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 25, 2017
Property Address	20 ROLLINS DR, ELGIN, MN 55932-9696
Document Number	0000328727
Instrument Date	Sep 22, 2017
Instrument	328727
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328743
Date	Sep 25, 2017
Instrument	328743

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,544.00 (+15.45%) Homeowner's exemption	$334,800 (+7.86%) Land $50,000 Building $284,800	$334,800 (+7.86%) Land $50,000 Building $284,800
2023	$3,936.00 Homeowner's exemption	$310,400 Land $50,000 Building $260,400	$310,400 Land $50,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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