20 Rolling Meadows Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 20 Rolling Meadows Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,316 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A870002782`

Property Details

APN / Parcel Number

Primary APN	`A870002782`
Alternative APN	`3-0004-6105-00-0510.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	1,251 sqft
Basement Area	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002782
Street Address	20 ROLLING MEADOWS CT
City	SAINT CHARLES
State	MO
Zip	63303-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD #5 LOT 510
Legal Subdivision	WOODFIELD #5
Legal Lot Number	510
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1018
Census Tract	312300

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY CU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Sep 14, 2020	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2017
Transfer Doc	0067592226
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428

Mortgage

Document Number	0000055024
Date	Oct 6, 2022
Instrument	2022R-055024

Lender

Name	FIRST BANK
Type	Bank
Address	BALLWIN, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068471648
Date	Dec 4, 2017
Book Page	6847/1648
Instrument	20171204000748050

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Oct 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070302321
Date	Jan 30, 2019
Book Page	7030/2321
Instrument	20190130000046530

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071861697
Date	Nov 21, 2019
Book Page	7186/1697
Instrument	20191121000670330

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 ROLLING MEADOWS CT, SAINT CHARLES, MO 63303-4428
Document Number	0000070044
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 ROLLING MEADOWS CT ST CHARLES MO 633034428, ST CHARLES, MO 63303-4428

Mortgage

Document Number	0000070044
Date	Sep 22, 2020
Instrument	70044

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,078 (-)	$395,146 (-) Land $75,000 Building $320,146
2025	$4,319.00 (+9.59%)	$75,078 (+12.91%)	$395,146 (+12.91%) Land $75,000 Building $320,146
2024	$3,941.00
2023		$66,493
2022			$349,963 Land $55,000 Building $294,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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