Flagler County property record for 20 Rocking Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,409 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,400 (Feb 2012) |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7032-00620-0060 |
| Primary APN | 07-11-31-7032-00620-0060 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 1,409 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20 ROCKING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 32 BLOCK 62 LOT 6 OR 260 PG 696 OR 351 OR 243 OR 508 PG 470 (CT) OR 553 PG 1539 OR 799 PG 773 OR 901 PG 1288 OR 946 PG 740 OR 1020 PG 1420-CD OR 1284 PG 1405 OR 1625/1716 OR 1840/1285 OR 1854/978 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 62 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60217 |
20 Rocking Ln is owned and occupied by two individuals who bought it in February 2012.
Source: Flagler County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ROCKING LN, PALM COAST, FL 32164-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME1ST LENDING, LLC. |
| Sep 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2012 · Amount on File |
| Deed Sale | Feb 13, 2012 · Amount on File |
| Prior Sale | Nov 7, 2011 |
| Deed Document Number | 20124309 |
| Deed Book / Page | 1854 / 978 |
| Prior Transfer Date | Oct 10, 2003 |
| Prior Transfer Doc | 1020001420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 20 ROCKING LN, PALM COAST, FL 32164-8911 |
| Document Number | 0000016688 |
| Book / Page | 3049 / 766 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202616688 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 ROCKING LN, PALM COAST, FL 32164-8911 |
| Document Number | 0000016688, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3049/766 |
| Instrument | 202616688 |
| Name | HOME1ST LENDING, LLC. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 ROCKING LN, PALM COAST, FL 32164-8911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 20 ROCKING LN, PALM COAST, FL 32164-8911 |
| Document Number | 0028100846 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 2810/846 |
| Instrument | 2023039159 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 20 Rocking Ln was $3,004 with a homeowner's exemption, up 1% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,004.00 (+1.01%) Homeowner's exemption | $208,477 Land $52,000 Building $156,477 | $208,477 Land $52,000 Building $156,477 |
| 2024 | $2,974.00 (+0.44%) | ||
| 2023 | $2,961.00 (-0.3%) Homeowner's exemption | $202,527 (+1.87%) Land $41,000 Building $161,527 | $202,527 (+1.87%) Land $41,000 Building $161,527 |
| 2022 | $2,970.00 Homeowner's exemption | $198,818 Land $42,000 Building $156,818 | $198,818 Land $42,000 Building $156,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Rocking Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 57 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Rocking Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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