Middlesex County and Hudson Town property record for 20 Rock Ave, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 1945 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,444 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26050 |
| Primary APN | 26050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26050 |
|---|---|
| Street Address | 20 ROCK AVE |
| City | HUDSON |
| State | MA |
| Zip | 01749-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Legal Lot Number | 50 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 322100 |
20 Rock Ave is owned and occupied by an individual who acquired it in January 2024.
Source: Middlesex County and Hudson Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 ROCK AVE, HUDSON, MA 01749-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed, Transfer |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2016 |
| Deed Sale | Nov 3, 2016 |
| Prior Sale | Oct 26, 2016 · Amount on File |
| Deed Book / Page | 68339 / 478 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 082502-362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Feb 22, 2024 |
| Property Address | 20 ROCK AVE, HUDSON, MA 01749-3013 |
| Document Number | 082502-362 |
| Book / Page | 82502 / 362 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 17490 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ROCK AVE, HUDSON, MA 01749-3013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 20 ROCK AVE, HUDSON, MA 01749-3013 |
| Document Number | 75391-257 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 ROCK AVE HUDSON MA 017493013, HUDSON, MA 01749-3013 |
| Document Number | 75391-257 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 075391/000257 |
| Instrument | 140329 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 17, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 20 ROCK AVE, HUDSON, MA 01749-3013 |
| Document Number | 73281-258 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 ROCK AVE HUDSON MA 017493013, HUDSON, MA 01749-3013 |
| Document Number | 73281-258 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 073281/000258 |
| Instrument | 139825 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Sep 15, 2032 |
The 2025 property tax bill for 20 Rock Ave was $6,444, up 6.5% from the year before.
Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,444.00 (+6.55%) | $464,300 (+7.48%) Land $232,200 Building $232,100 | $516,705 (+8.98%) |
| 2024 | $6,048.00 (-4.23%) | $432,000 (-0.12%) Land $211,000 Building $221,000 | $474,145 |
| 2023 | $6,315.00 | $432,500 Land $203,000 Building $229,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Rock Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Rock Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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