20 Roberts St, Middletown, CT 06457 Property Records

Middletown City property record for 20 Roberts St, Middletown, CT 06457

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,464 sqft · built 1945
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$6,506 (2026)
Deeds & MortgagesSep 2026 Mortgage
Sep 2024 Refinance
Flood ZoneZone X (minimal risk)
APNMTWN M:34 L:0419

Property Details

APN / Parcel Number

Primary APNMTWN M:34 L:0419
Alternative APN
  • R04240

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,464 sqft Living Area
Gross Area2,978 sqft
1st Floor Area870 sqft
Basement Area770 sqft
Unfinished Basement770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR04240
Street Address20 ROBERTS ST
CityMIDDLETOWN
StateCT
Zip06457-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPZ
Legal Lot Number419
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1016
Census Tract541700

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 ROBERTS ST, MIDDLETOWN, CT 06457-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage
BANK OF AMERICA
Sep 24, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Recording DateSep 16, 2026
Property Address20 ROBERTS ST, MIDDLETOWN, CT 06457-4623
Document Number2159000189
Book / Page2159 / 189
Instrument DateAug 28, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ROBERTS ST, MIDDLETOWN, CT 06457-4623

Mortgage

Document Number2159000189,
DateSep 16, 2026
Book Page2159/189
Lender
NameBANK OF AMERICA
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address20 ROBERTS ST, MIDDLETOWN, CT 06457-4623
Transaction TypeMortgage
Record UpdatedOct 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002105-886
DateSep 24, 2024
Book Page2105/886
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,506.00 (+15.7%)$168,510 (+10.92%) Land $52,160 Building $116,350$315,635 (+196.81%)
2025$151,920 (-) Land $52,160 Building $99,760$106,344 Land $36,512 Building $69,832
2024$5,623.00 (+4.52%)$151,920 (-) Land $52,160 Building $99,760
2023$5,380.00 (+28.71%)$151,920 (+49.94%) Land $52,160 Building $99,760
2022$4,180.00$101,320 Land $29,650 Building $71,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN WATER DEPARTMENT
serves 41,019 people · EPA ID CT0830011
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber · DSL in parts of the area
7,000 / 7,000
Xfinity
Cable
2,000 / 250

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