St. Charles County property record for 20 Robert Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1965 |
| Lot Size | 0.514 acres (22,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Sep 1997) |
| Tax Bill | $1,497 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 498870A000 |
| Primary APN | 498870A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 22,400 sqft |
| Lot Dimensions | 224 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 436 sqft |
| Patio Area | 240 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 498870A000 |
|---|---|
| Old Parcel Number | 498870A000 |
| Street Address | 20 ROBERT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYLINE AC #1 LOT 20 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | SKYLINE AC #1 |
| Legal Lot Number | 20 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311149 |
Source: St. Charles County records · APN 498870A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ROBERT DR, SAINT CHARLES, MO 63304-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 1997 · Amount on Record |
| Deed Sale | Sep 10, 1997 · Amount on Record |
| Prior Sale | May 01, 1997 |
| Deed Document Number | 50772 |
| Deed Book / Page | 1977 / 284 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 ROBERT DR, SAINT CHARLES, MO 63304-2601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 ROBERT DR, SAINT CHARLES, MO 63304-2601 |
| Document Number | 2021R087201 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021R-087201 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 ROBERT DR, SAINT CHARLES, MO 63304-2601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 ROBERT DR, SAINT CHARLES, MO 63304-2601 |
| Document Number | 2021R086793 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R-086793 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,497.00 | $44,260 (+3.66%) | $232,945 (+3.66%) Land $38,570 Building $194,375 |
| 2023 | $42,697 | ||
| 2022 | $224,723 Land $38,570 Building $186,153 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111492, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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