Madison County property record for 20 Roaring Fork Rd, Mars Hill, NC 28754 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,480 sqft Heated Area |
| Lot Size | 30,056 sqft (0.69 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2019) |
| Tax Bill | $1,425.00 (2025) |
| Primary APN | 9840-09-0513 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,480 sqft Heated Area |
| 1st Floor | 560 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,056 sqft (0.69 acres) |
| Deck Area | 120 sqft Deck |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 20 ROARING FORK RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9314 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PL:5-454 |
| Legal Block | 09 |
| Jurisdiction | MADISON NC |
| Minor Civil Division | 7, EBBS CHAPEL |
| Census Blockgroup | 1 |
| Census Block | 1049 |
| Census Tract | 10100 |
Source: Madison County records · APN 9840-09-0513
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ROARING FORK RD, MARS HILL, NC 28754-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Deed Book / Page | 669 / 425 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 20 ROARING FORK RD, MARS HILL, NC 28754-9314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0007410164 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 741/164 |
| Instrument | 345107 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | May 23, 2019 |
| Property Address | 20 ROARING FORK RD, MARS HILL, NC 28754-9314 |
| Document Number | 0006690425 |
| Book / Page | 000669 / 000425 |
| Instrument Date | May 23, 2019 |
| Instrument | 332747 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 19704 LIBERTY RD BOCA RATON FL 334342619, BOCA RATON, FL 33434-2619 |
| Document Number | 6690428 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 000669/000428 |
| Instrument | 332748 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,425.00 | $276,864 (+36.37%) Land $24,978 Building $251,886 | $276,864 (+36.37%) Land $24,978 Building $251,886 |
| 2023 | $203,020 Land $19,742 Building $183,278 | $203,020 Land $19,742 Building $183,278 |
20 Roaring Fork Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Madison County (37115C), updated March 31, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 79th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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