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20 Roache Rd, Freedom, CA 95019 Property Records

Santa Cruz County property record for 20 Roache Rd, Freedom, CA 95019 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1947
Lot Size0.455 acres (19,820 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Nov 2009)
Tax Bill$4,893 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN014-011-11

Property Details

APN / Parcel Number

Primary APN014-011-11
Alternative APNs
  • 014-011-11-000
  • 04803120000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,512 sqft Living Area
Gross Area2,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area19,820 sqft (0.455 acres)
Garage TypeAttached
Garage Area1,120 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 ROACHE RD
CityFREEDOM
StateCA
Zip95019-2830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRANCHO CORRALITOS
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2010
Census Tract110601

Owner

Source: Santa Cruz County records · APN 014-011-11

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 ROACHE RD, FREEDOM, CA 95019-2830
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 26, 2020Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2009 · Amount on Record
Deed SaleNov 12, 2009 · Amount on Record
Deed Document Number200952990
Last Transfer DateMay 14, 2020
Transfer Doc0000017840
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address20 ROACHE RD, FREEDOM, CA 95019-2830
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ROACHE RD, FREEDOM, CA 95019-2830

Mortgage

Document Number0000001087
DateJan 08, 2021
Instrument2021-0001087
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJun 01, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 26, 2020
Property Address20 ROACHE RD, FREEDOM, CA 95019-2830
Document Number0000017840
Instrument DateMay 14, 2020
Instrument17840
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address20 ROACHE RD FREEDOM CA 950192830, FREEDOM, CA 95019-2830

Mortgage

Document Number17841
DateMay 26, 2020
Instrument17841
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$388,410 (+2%) Land $223,830 Building $164,580
2025$4,893.00 (+13.84%) Homeowner's exemption$380,794 (+4.04%) Land $219,441 Building $161,353
2023$4,298.00 (+1.82%) Homeowner's exemption$366,008 Land $210,920 Building $155,088$628,020
2022$4,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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