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20 Riverwalk Xing, Freeport, FL 32439 Property Records

Walton County property record for 20 Riverwalk Xing, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,768 sqft Living Area
Lot Size8,320 sqft (0.191 acres)
OccupancyOwner Occupied
Last Sale$301,000 (2022)
Tax Bill$3,109.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-2110
Alternative APN
  • 1038995

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,397 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,320 sqft (0.191 acres)
Depth X Width12 ft x 5.6 ft Depth x Width
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1038995
Street Address20 RIVERWALK XING
CityFREEPORT
StateFL
Zip32439-4197
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 211 RIVERWALK PH I PB 18-13 OR 3202-833 OR 3238-2310
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number211
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-2110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20 RIVERWALK XING, FREEPORT, FL 32439-4197
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Dec 05, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Deed Doc Number20220006618
Deed Book / Page3238 / 2310
Record RefreshedJun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 11, 2022
Property Address20 RIVERWALK XING, FREEPORT, FL 32439-4197
Document Number0032382310
Book / Page3238 / 2310
Map ReferenceMB 18 PG 13
Instrument DateFeb 03, 2022
Instrument20220006618
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,107.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 TURTLE CT, SANTA ROSA BEACH, FL 32459-3478

Mortgage

Document Number0032382312
DateFeb 11, 2022
Instrument3238/2312
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 05, 2018
Property Address20 RIVERWALK XING, FREEPORT, FL 32439-4197
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 03, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 05, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$270,485 (+1.77%) Land $35,175 Building $235,310$270,485 (+1.77%) Land $35,175 Building $235,310
2024$3,109.00 (+3.77%)
2023$2,996.00 (+501.61%) Homeowner's exemption$265,784 (+580.73%) Land $35,175 Building $230,609$265,784 (+580.73%) Land $35,175 Building $230,609
2022$498.00$39,044 Land $39,044$39,044 Land $39,044

Flood & Wildfire

20 Riverwalk Xing is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 11th in Florida
Wildfire LikelihoodModerate — about 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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