St. Lawrence County and Potsdam Town property record for 20 Riverside Dr, Potsdam, NY 13676
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,113 sqft · built 1880 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Apr 2024) |
| Tax Bill | $4,294 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2024 Sale & Mortgage + 2 more |
| APN | 407403 64.050-5-37 |
| Primary APN | 407403 64.050-5-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 742 sqft |
| Upper Floors Area | 267 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 221 ft deep x 68 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 316 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 407403 64.050-5-37 |
|---|---|
| Street Address | 20 RIVERSIDE DR |
| City | POTSDAM |
| State | NY |
| Zip | 13676-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 66X220X68X223 |
| Legal Block | 5 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 490900 |
Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit SEACOMM FEDERAL CREDIT UNION |
| Apr 17, 2024 | Warranty Deed, Transfer SEACOMM FCU |
| Jan 21, 2021 | Quit Claim Deed, Transfer SEACOMM FCU |
| Mar 7, 2017 | Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2011 · Amount on Record |
| Deed Document Number | 20243833 |
| Prior Transfer Date | Dec 8, 2020 |
| Prior Transfer Doc | 0000000745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | May 26, 2026 |
| Property Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Document Number | 0000006223 |
| Instrument Date | May 19, 2026 |
| Instrument | 20266223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Document Number | 0000006223, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20266223 |
| Name | SEACOMM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Apr 17, 2024 |
| Property Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Document Number | 0000003833 |
| Instrument Date | Mar 20, 2024 |
| Instrument | R-2024-00003833 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 SWEET BIRCH LN APT 1, 1, BRIDGEPORT, WV 26330-1933 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 PINE ST APT 3, 3, POTSDAM, NY 13676-1031 |
| Document Number | 0000003834 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | R-2024-00003834 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MASSENA, NY 13662 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jan 21, 2021 |
| Property Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Document Number | 0000000745 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 745 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 RIVERSIDE DR POTSDAM NY 136761134, POTSDAM, NY 13676-1134 |
| Document Number | 746 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 746 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MASSENA, NY 13662 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Mar 7, 2017 |
| Property Address | 20 RIVERSIDE DR, POTSDAM, NY 13676-1134 |
| Document Number | 0000003102 |
| Instrument Date | Nov 9, 2016 |
| Instrument | 3102 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 RIVERSIDE DR POTSDAM NY 136761134, POTSDAM, NY 13676-1134 |
| Document Number | 3103 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 3103 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2047 |
Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Municipality | Potsdam Village |
| Unified School District | Potsdam Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,294.00 (+36.62%) | ||
| 2025 | $3,143.00 (+1.29%) | $105,000 (+99.62%) Land $30,000 Building $75,000 | $105,000 (+37.74%) Land $30,000 Building $75,000 |
| 2024 | $3,103.00 | $52,600 (-) Land $11,300 Building $41,300 | $76,232 (+7.25%) Land $16,377 Building $59,855 |
| 2023 | $52,600 Land $11,300 Building $41,300 | $71,081 Land $15,270 Building $55,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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