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20 Riverside Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 20 Riverside Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,227 sqft · built 1929
Lot Size0.13 acres (5,660 sqft)
OwnerIndividual Name on File
Last Sale$359,900 (Nov 2019)
Tax Bill$4,204 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jul 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0037 B:0012 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0037 B:0012 L:0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,227 sqft Living Area
Gross Area3,424 sqft
1st Floor Area1,040 sqft
AtticAttic
Attic Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleBungalow
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,660 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address20 RIVERSIDE AVE
CityGLOUCESTER
StateMA
Zip01930-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2004
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0037 B:0012 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 RIVERSIDE AVE, GLOUCESTER, MA 01930-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANKGLOUCESTER (GLOUCESTER COOP BANK)
Jul 07, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Oct 31, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANKGLOUCESTER (GLOUCESTER COOP BANK)
Nov 08, 2019Quit Claim Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 2019 · Amount on Record
Deed SaleNov 08, 2019 · Amount on Record
Deed Book / Page38014 / 296
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address20 RIVERSIDE AVE, GLOUCESTER, MA 01930-2521
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043040-12
DateOct 31, 2025
Book Page43040/12
Instrument20251031001630
Lender
NameBANKGLOUCESTER (GLOUCESTER COOP BANK)
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address20 RIVERSIDE AVE, GLOUCESTER, MA 01930-2521
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040059-257
DateJul 07, 2021
Book Page40059/257
Instrument20210707001920
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address20 RIVERSIDE AVE, GLOUCESTER, MA 01930-2521
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043040-29
DateOct 31, 2025
Book Page43040/29
Instrument20251031001650
Lender
NameBANKGLOUCESTER (GLOUCESTER COOP BANK)
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateNov 08, 2019
Property Address20 RIVERSIDE AVE, GLOUCESTER, MA 01930-2521
Document Number38014-296
Book / Page038014 / 000296
Instrument DateNov 08, 2019
Instrument1108006620
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,641.14
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RIVERSIDE AVE GLOUCESTER MA 019302521, GLOUCESTER, MA 01930-2521

Mortgage

Document Number38014-299
DateNov 08, 2019
Book Page038014/000299
Instrument1108006630
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 07, 2049

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,204.00 (+0.57%)$432,500 (+0.68%) Land $154,700 Building $277,800$465,975
2024$4,180.00 (+4.55%)$429,600 (+13.8%) Land $147,300 Building $282,300
2023$3,998.00$377,500 Land $131,500 Building $246,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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