20 River St, Windsor, VT 05089 Property Records

Windsor Town property record for 20 River St, Windsor, VT 05089 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`768-244-12713`

Property Details

APN / Parcel Number

Primary APN	`768-244-12713`
Alternative APNs	`(244) 700020000` `M:700020 B:000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Basement Area	480 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 RIVER ST
City	WINDSOR
State	VT
Zip	05089-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/L
Jurisdiction	WINDSOR VT
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3001
Census Tract	966000

Owner

Source: Windsor Town records · APN 768-244-12713

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 RIVER ST, WINDSOR, VT 05089-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2003
Deed Sale	May 05, 2003
Prior Sale	Jun 15, 1990 · Amount on Record
Deed Document Number	2003829009
Deed Book / Page	135 / 140
Last Transfer Date	Dec 05, 2022
Transfer Doc	2023011811
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINDSOR VT
Recording Date	Dec 12, 2022
Property Address	20 RIVER ST, WINDSOR, VT 05089-1422
Document Number	202301181100812001
Instrument Date	Dec 05, 2022
Instrument	202301181100812001
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RIVER ST, WINDSOR, VT 05089-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DEPOT RD, HARTLAND, VT 05048-9669

Tax Assessment & Valuation

Source: Windsor Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Windsor Town
Unified School District	Mount Ascutney School District 86 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,460.00 (+16.71%)	$121,270 Land $30,850 Building $90,420
2023	$1,251.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279660003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Nearby Flood Policies	26 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Vermont
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Windsor Village Historic District listed 1975 · 44 contributing resources · NRIS 75000212

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.