20 River St, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 20 River St, Dudley, MA 01571

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1880
Lot Size0.412 acres (17,950 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Sep 2006)
Tax Bill$2,864 (2026)
Deeds & MortgagesJun 2023 Refinance
Dec 2021 Refinance
Flood ZoneZone X (moderate risk)
APNDUDL M:126 L:019

Property Details

APN / Parcel Number

Primary APNDUDL M:126 L:019
Alternative APN
  • M:282 B:C=3 L:326=011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
Gross Area2,090 sqft
Basement Area688 sqft
Unfinished Basement688 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,950 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 RIVER ST
CityDUDLEY
StateMA
Zip01571-6802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal Lot Number19
JurisdictionDUDLEY MA
Township / Civil DivisionDUDLEY
Census Block Group3
Census Block3029
Census Tract755202

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 RIVER ST, DUDLEY, MA 01571-6802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER FIRST FEDERAL CREDIT UNION
Dec 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2006 · Amount on Record
Deed SaleSep 28, 2006 · Amount on Record
Deed Document Number2006146055
Deed Book / Page39857 / 323
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUDLEY MA
Property Address20 RIVER ST, DUDLEY, MA 01571-6802
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069223-317
DateJun 7, 2023
Book Page69223/317
Instrument44103
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2038

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUDLEY MA
Property Address20 RIVER ST, DUDLEY, MA 01571-6802
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0066783-87
DateDec 20, 2021
Book Page66783/87
Instrument177281
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionDudley Town
Unified School DistrictDudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,864.00 (+10,128.57%)$284,700 (+5.84%) Land $83,000 Building $201,700$308,102 (-5.31%)
2025$28.00 (-98.92%)$269,000 (+8.69%) Land $71,300 Building $197,700$325,375
2024$2,594.00 (+7.9%)$247,500 (+4.61%) Land $67,600 Building $179,900
2023$2,404.00$236,600 Land $62,500 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUDLEY WATER DEPARTMENT
serves 5,515 people · EPA ID MA2080000
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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