20 River Heights Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 20 River Heights Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,218 sqft · built 1967
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Jul 2019)
Tax Bill$14,021 (2024)
Deeds & MortgagesOct 2021 Refinance
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN473489 74.-3-14

Property Details

APN / Parcel Number

Primary APN473489 74.-3-14
Alternative APNs
  • 0800-074.00-03.00-014.000
  • 348907400000030140000000
  • 47340018160
  • S16163

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area1,860 sqft
1st Floor Area1,218 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area180 sqft
Shed1 Shed
Shed Area123 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberS16163
Street Address20 RIVER HEIGHTS DR
CitySMITHTOWN
StateNY
Zip11787-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-19151 TC-82 RIVER HTS DR AMATO STOWN HILLS JANES
Legal Block3
Legal Lot Number14
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3013
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 RIVER HEIGHTS DR, SMITHTOWN, NY 11787-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TEACHERS FCU
Jul 10, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2019 · Amount on Record
Deed SaleJul 10, 2019 · Amount on Record
Deed Book / Page13018 / 977
Prior Transfer DateDec 19, 2001
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address20 RIVER HEIGHTS DR, SMITHTOWN, NY 11787-1714
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233320835
DateOct 6, 2021
Book Page23332/835
InstrumentDM038266
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 10, 2019
Property Address20 RIVER HEIGHTS DR, SMITHTOWN, NY 11787-1714
Document Number0130180977
Book / Page13018 / 977
Instrument DateMay 15, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,402 (-) Land $350 Building $5,052$675,250 (+10,775.34%) Land $43,750 Building $631,500
2024$14,021.00
2023$5,402 Land $350 Building $5,052$6,209 Land $402 Building $5,807

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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