20 River Bend Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 20 River Bend Dr, Lodi, CA 95242

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,484 sqft · built 1988
Lot Size	0.121 acres (5,276 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2012)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`055-300-350-000`

Property Details

APN / Parcel Number

Primary APN	`055-300-350-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1988
Construction Type	Steel Frame
Lot Area	5,276 sqft (0.121 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 RIVER BEND DR
City	LODI
State	CA
Zip	95242-9564
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	N
Legal Description	87 FM 055-260-02
Legal Subdivision	TOWER PARK VILLAGE SUBDIVISION
Legal Tract	1762
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	THORNTON
Census Block Group	1
Census Block	1068
Census Tract	4001

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 RIVER BEND DR, LODI, CA 95242-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2018	Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP
Apr 26, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2012 · Amount on Record
Deed Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	2012-022226
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20 RIVER BEND DR, LODI, CA 95242-9564
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIVER BEND DR, LODI, CA 95242-9564

Mortgage

Document Number	0000010640
Date	Jan 26, 2022
Instrument	2022-010640

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20 RIVER BEND DR, LODI, CA 95242-9564
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIVER BEND DR, LODI, CA 95242-9564

Mortgage

Document Number	0000037340
Date	Mar 1, 2021
Instrument	2021-037340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20 RIVER BEND DR, LODI, CA 95242-9564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070508
Date	Jun 26, 2018
Instrument	2018-070508

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20 RIVER BEND DR, LODI, CA 95242-9564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIVER BEND DR, LODI, CA 95242-9564

Mortgage

Document Number	0000041623
Date	Apr 26, 2019
Instrument	2019-041623

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20 RIVER BEND DR, LODI, CA 95242-9564
Document Number	0000023630
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 RIVER BEND DR LODI CA 952429564, LODI, CA 95242-9564

Mortgage

Document Number	0000023630
Date	Feb 25, 2020
Instrument	23630

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,766.00 (+3.15%)	$119,314 (+4.04%) Land $31,396 Building $87,918
2023	$1,712.00 (+3.51%)	$114,683 Land $30,178 Building $84,505
2022	$1,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	28 (1986–2024)
Claims Outside the SFHA	16 of 28
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Storms & Flooding, Feb 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE POTATO SLOUGH MUTUAL private · serves 560 people · EPA ID CA3910022
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: DigitalPath, GeoLinks, Matrix Broadband, Softcom Internet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures