20 Ripple Rd, Center Barnstead, NH 03225 Property Records

Belknap County and Barnstead Town property record for 20 Ripple Rd, Center Barnstead, NH 03225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$114,933 (Dec 2015)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Refinance
APN	`BRND M:00035 L:000203 S:000000`

Property Details

APN / Parcel Number

Primary APN	`BRND M:00035 L:000203 S:000000`
Alternative APN	`M:00035 B:000203 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 RIPPLE RD
City	CENTER BARNSTEAD
State	NH
Zip	03225-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	208 LO
Legal Lot Number	203
Jurisdiction	BARNSTEAD NH
Township / Civil Division	BARNSTEAD
Census Block Group	1
Census Block	1031
Census Tract	965700

Owner

Source: Belknap County and Barnstead Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 RIPPLE RD, CENTER BARNSTEAD, NH 03225-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2015 · Amount on File
Deed Sale	Dec 29, 2015 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	201513154
Deed Book / Page	3010 / 962
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTEAD NH
Property Address	20 RIPPLE RD, CENTER BARNSTEAD, NH 03225-3030
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003594-676
Date	Oct 23, 2023
Book Page	3594/676
Instrument	2309435

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTEAD NH
Property Address	20 RIPPLE RD, CENTER BARNSTEAD, NH 03225-3030
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003493-708
Date	Mar 16, 2022
Book Page	3493/708
Instrument	2202997

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Belknap County and Barnstead Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Barnstead Town
Secondary School District	Prospect Mountain High School Joint Maintenance Agreement District (09 - 12)
Elementary School District	Barnstead School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,601.00 (+28.23%)	$268,300 (+61.53%) Land $86,400 Building $181,900
2022	$3,588.00	$166,100 Land $44,300 Building $121,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKE LAKE private · serves 2,308 people · EPA ID NH0142010
Water Source	Surface water
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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