20 Ringwood Ct, Durham, NC 27713 Property Records

Durham County property record for 20 Ringwood Ct, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,466 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Sep 2015)
Tax Bill	$4,803 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0729-41-6492`

Property Details

APN / Parcel Number

Primary APN	`0729-41-6492`
Alternative APNs	`0729-41-64-9292` `072903416493` `148921`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Heated Area
1st Floor Area	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20 RINGWOOD CT
City	DURHAM
State	NC
Zip	27713-7190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.200
Legal Description	WOODLAKE/SEC:H/PH:01/LT#2 8 PL:000139-000213
Legal Subdivision	WDLAKE SEC H
Legal Phase	1
Legal Lot Number	28
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2000
Census Tract	2022

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 RINGWOOD CT, DURHAM, NC 27713-7190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	201531190
Deed Book / Page	7788 / 315
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	20 RINGWOOD CT, DURHAM, NC 27713-7190
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099140613
Date	May 11, 2023
Book Page	9914/613
Instrument	2023061189

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	20 RINGWOOD CT, DURHAM, NC 27713-7190
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089580801
Date	May 29, 2020
Book Page	8958/801
Instrument	2020019846

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00 (+2.52%)	$472,672 (-) Land $157,300 Building $315,372	$472,672 (-) Land $157,300 Building $315,372
2025	$4,685.00 (+48.17%)	$472,672 (+95.8%) Land $157,300 Building $315,372	$472,672 (+95.8%) Land $157,300 Building $315,372
2023	$3,162.00 (+2.36%)	$241,409 Land $45,412 Building $195,997	$241,409 Land $45,412 Building $195,997
2022	$3,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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