20 Ring Around Rd, Pike Road, AL 36064 Property Records

Montgomery County property record for 20 Ring Around Rd, Pike Road, AL 36064

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,461 sqft · built 2022
Lot Size	0.043 acres (1,893 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Dec 2024)
Tax Bill	$4,519 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-07-26-0-000-019.006`

Property Details

APN / Parcel Number

Primary APN	`08-07-26-0-000-019.006`
Alternative APNs	`0308072600000019006` `294567`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,461 sqft Living Area
Upper Floors Area	1,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,893 sqft (0.043 acres)
Lot Dimensions	26 ft deep x 72.8 ft wide
Garage Type	Carport
Carport	Carport
Porch	Patio
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	294567
Street Address	20 RING AROUND RD
City	PIKE ROAD
State	AL
Zip	36064-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0807260000019006
Legal Range	20E
Legal Township	16N
Legal Section	26
Legal Subdivision	LUCAS POINT AT THE WATERS AT WAUGH 2B
Legal Lot Number	7
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	1
Census Block	1041
Census Tract	5504

Owner

20 Ring Around Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Sep 22, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	20244730374
Deed Book / Page	6228 / 713
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871

Mortgage

Document Number	0063580519
Date	Sep 23, 2025
Book Page	6358/519

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 22, 2022
Property Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871
Document Number	0058820275
Book / Page	5882 / 275
Map Reference	MB 50 PG 53
Instrument Date	Sep 22, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5251 HAMPSTEAD HIGH ST STE 204, 204, MONTGOMERY, AL 36116-6758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871

Mortgage

Document Number	0058820277
Date	Sep 22, 2022
Instrument	5882-0277

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 30, 2021
Property Address	20 RING AROUND RD, PIKE ROAD, AL 36064-3871
Document Number	0057390747
Book / Page	5739 / 747
Map Reference	MB 50 PG 53
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 HAMPSTEAD HIGH ST STE 205, 205, MONTGOMERY, AL 36116-6758
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 20 Ring Around Rd was $4,519 with a homeowner's exemption, up 2.7% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Pike Road City
Unified School District	Pike Road City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,519.00 (+2.73%)
2025	$4,399.00 Homeowner's exemption	$64,350 Land $13,500 Building $50,850	$643,500 Land $135,000 Building $508,500
2023	$4,299.00 Homeowner's exemption	$62,890 Land $13,500 Building $49,390	$628,900 Land $135,000 Building $493,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Ring Around Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ring Around Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	1,000 / 50

May also be available: AT&T.

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