20 Ridgeway Ave, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 20 Ridgeway Ave, Hillside, NJ 07205

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1929
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2009)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01418-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`07-01418-0000-00020`
Alternative APNs	`070141800020` `00522300`

Interior

Stories	2 Stories
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00522300
Street Address	20 RIDGEWAY AVE
City	HILLSIDE
State	NJ
Zip	07205-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	RIDGEWAY
Legal Block	1418
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	HILLSIDE
Census Block Group	1
Census Block	1003
Census Tract	32500

Owner

Source: Union County and Hillside Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RIDGEWAY AVE, HILLSIDE, NJ 07205-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 25, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2009 · Amount on Record
Deed Sale	Jul 16, 2009 · Amount on Record
Prior Sale	May 7, 2004 · Amount on Record
Deed Document Number	2009206508
Deed Book / Page	5771 / 627
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	0057650727
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 RIDGEWAY AVE, HILLSIDE, NJ 07205-2424
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152962101
Date	Oct 27, 2022
Book Page	15296/2101
Instrument	44820

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 25, 2017
Property Address	20 RIDGEWAY AVE, HILLSIDE, NJ 07205-2424
Document Number	0062030373
Book / Page	006203 / 000373
Instrument Date	Jul 20, 2017
Instrument	289116
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGEWAY AVE HILLSIDE NJ 072052424, HILLSIDE, NJ 07205-2424

Mortgage

Document Number	143060540
Date	Jul 25, 2017
Book Page	014306/000540
Instrument	643650

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Hillside Township
Unified School District	Hillside Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,300 (-) Land $60,000 Building $50,300	$110,300 (-) Land $60,000 Building $50,300
2025	$9,816.00 (+7.83%)	$110,300 (-) Land $60,000 Building $50,300	$110,300 (-) Land $60,000 Building $50,300
2024	$9,103.00 (+3.96%)
2023		$110,300 Land $60,000 Building $50,300	$110,300 Land $60,000 Building $50,300
2022	$8,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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