Bartow County property record for 20 Ridgewater Dr SE, Cartersville, GA 30121
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,716 sqft · built 2022 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2021) |
| Tax Bill | $15,666 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E012-0002-024 |
| Primary APN | E012-0002-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,716 sqft Heated Area |
| 1st Floor Area | 3,358 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 147,668 sqft (3.39 acres) |
| Lot Width | 277 ft Width |
| Garage Area | 1,094 sqft |
| Porch | Slab |
| Deck Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 39171 |
|---|---|
| Street Address | 20 RIDGEWATER DR SE |
| City | CARTERSVILLE |
| State | GA |
| Zip | 30121-6649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Description | LOT 51 WATERSIDE S/D D 21 LL 794 PLAT BK 56 P |
| Legal Subdivision | WATERSIDE |
| Legal Block | 56 |
| Legal Lot Number | 51 |
| Jurisdiction | BARTOW GA |
| Township / Civil Division | EMERSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960805 |
20 Ridgewater Dr SE is owned and occupied by two individuals who acquired it in August 2021.
Source: Bartow County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 13, 2021 | Warranty Deed, Transfer |
| May 24, 2021 | Warranty Deed, Transfer |
| Mar 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 20212909 |
| Deed Book / Page | 3337 / 6 |
| Last Transfer Date | Aug 13, 2021 |
| Transfer Doc | 0033650964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Document Number | 0033650000000965 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 0000003365/0000000965 |
| Instrument | 015551 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARTOW GA |
| Recording Date | Aug 13, 2021 |
| Property Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Document Number | 0033650964 |
| Book / Page | 3365 / 964 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-004218 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2134 SUGAR MAPLE LN NW, ACWORTH, GA 30101-8817 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARTOW GA |
| Recording Date | May 24, 2021 |
| Property Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Document Number | 0033370006 |
| Book / Page | 3337 / 6 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021-002909 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2134 SUGAR MAPLE LN NW, ACWORTH, GA 30101-8817 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARTOW GA |
| Recording Date | Mar 10, 2017 |
| Property Address | 20 RIDGEWATER DR SE, CARTERSVILLE, GA 30121-6649 |
| Document Number | 0029040596 |
| Book / Page | 002904 / 000596 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 2931 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 RIDGEWATER DR SE CARTERSVILLE GA 301216649, CARTERSVILLE, GA 30121-6649 |
The 2025 property tax bill for 20 Ridgewater Dr SE was $15,666 with a homeowner's exemption.
Source: Bartow County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Bartow County |
| Municipality | Emerson City |
| Unified School District | Bartow County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,666.00 Homeowner's exemption | $540,572 (+1.74%) Land $35,640 Building $504,932 | $1,351,429 (+1.74%) Land $89,100 Building $1,262,329 |
| 2024 | $15,666.00 (+8.08%) Homeowner's exemption | $531,332 (+0.13%) Land $26,400 Building $504,932 | $1,328,329 (+0.13%) Land $66,000 Building $1,262,329 |
| 2023 | $14,495.00 (+1,744.15%) Homeowner's exemption | $530,656 (+1,910.06%) Land $26,400 Building $504,256 | $1,326,641 (+1,910.06%) Land $66,000 Building $1,260,641 |
| 2022 | $786.00 | $26,400 Land $26,400 | $66,000 Land $66,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Ridgewater Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ridgewater Dr SE is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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