20 Ridgefield Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 20 Ridgefield Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,023 sqft · built 1957
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Mar 2025)
Tax Bill	$8,802 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81-96-4762`

Property Details

APN / Parcel Number

Primary APN	`81-96-4762`
Alternative APNs	`FRAM M:081 B:96 L:4762 U:000` `M:467.0 B:0001 L:0128.0` `F_679466_2936720` `12456`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	2,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12456
Street Address	20 RIDGEFIELD DR
City	FRAMINGHAM
State	MA
Zip	01701-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RIDGEFIELD IV FRAMINGHAM
Legal Block	96
Legal Lot Number	4762
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3007
Census Tract	383600

Owner

20 Ridgefield Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 RIDGEFIELD DR, FRAMINGHAM, MA 01701-4928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage AVIDIA BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit MUTUALONE BANK
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
May 9, 2018	Deed of Trust, Mortgage · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	202524709
Deed Book / Page	83846 / 164
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	083846-164
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	20 RIDGEFIELD DR, FRAMINGHAM, MA 01701-4928
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084943-563
Date	Dec 1, 2025
Book Page	84943/563
Instrument	146635

Lender

Name	AVIDIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	20 RIDGEFIELD DR, FRAMINGHAM, MA 01701-4928
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080936-271
Date	Nov 14, 2022
Book Page	80936/271
Instrument	167069

Lender

Name	MUTUALONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	20 RIDGEFIELD DR, FRAMINGHAM, MA 01701-4928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76492-465
Date	Dec 21, 2020
Book Page	76492/465
Instrument	244317

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	20 RIDGEFIELD DR, FRAMINGHAM, MA 01701-4928
Document Number	71018-125
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGEFIELD DR FRAMINGHAM MA 017014928, FRAMINGHAM, MA 01701-4928

Mortgage

Document Number	71018-125
Date	May 16, 2018
Book Page	071018/000125
Instrument	68817

Lender

Name	WFB NA

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20 Ridgefield Dr was $8,802, up 37% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,802.00 (+37.02%)	$744,000 (+38.29%) Land $277,000 Building $467,000	$727,502 (-9.26%)
2025	$6,424.00 (+4.2%)	$538,000 (+8.73%) Land $263,800 Building $274,200	$801,705 (+59.17%)
2024	$6,165.00 (+5.93%)	$494,800 (+11.29%) Land $235,600 Building $259,200	$503,690
2023	$5,820.00	$444,600 Land $210,300 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ridgefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ridgefield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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