20 Ridge St, Ringgold, GA 30736 Property Records

Catoosa County property record for 20 Ridge St, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,310 sqft · built 1950
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Jun 2026)
Tax Bill$1,363 (2025)
Deeds & MortgagesJun 2026 Sale
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR0050017000

Property Details

APN / Parcel Number

Primary APNR0050017000
Alternative APNs
  • R0050017
  • 26973

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,310 sqft Heated Area
1st Floor Area1,310 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions74 ft deep x 137 ft wide

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area16 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26973
Street Address20 RIDGE ST
CityRINGGOLD
StateGA
Zip30736-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRIN R-2
Legal DescriptionCITY OF RINGGOLD
Legal SubdivisionRESUB LT193 PTLT 166
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1002
Census Tract30201

Owner

Source: Catoosa County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 RIDGE ST, RINGGOLD, GA 30736-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer
May 25, 2023Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleAug 29, 2011 · Amount on Record
Deed Book / Page2455 / 593
Transfer Doc0000001446
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateJun 26, 2026
Property Address20 RIDGE ST, RINGGOLD, GA 30736-2541
Document Number2455000593
Book / Page2455 / 593
Instrument DateJun 26, 2026
Transaction TypeTransfer
Record UpdatedAug 3, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RIDGE ST, RINGGOLD, GA 30736-2541

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address20 RIDGE ST, RINGGOLD, GA 30736-2541
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RIDGE ST, RINGGOLD, GA 30736-2541

Mortgage

Document Number0022780000000445
DateMay 25, 2023
Book Page0000002278/0000000445
Instrument003389
Lender
NameCADENCE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
MunicipalityRinggold City
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,363.00 (+18.94%)$63,634 (+41.38%) Land $14,000 Building $49,634$159,086 (+41.39%) Land $35,000 Building $124,086
2023$1,146.00 (+26.63%)$45,008 Land $6,172 Building $38,836$112,518 Land $15,429 Building $97,089
2022$905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1990–2020)
Claims Outside the SFHA12 of 16
Most Recent ClaimApr 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Ridge St

Nearby Streets

Search Property Records by Address or Parcel Number