20 Ridge St, Hackettstown, NJ 07840 Property Records

Warren County and Mansfield Township property record for 20 Ridge St, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1966
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2020)
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01905-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`16-01905-0000-00002`
Alternative APN	`160190500002`

Interior

Stories	2 Stories
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	20 RIDGE ST
City	HACKETTSTOWN
State	NJ
Zip	07840-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLAND FARMS SEC 2
Legal Block	1905
Legal Lot Number	2
Jurisdiction	WARREN NJ
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2012
Census Tract	31500

Owner

20 Ridge St is owned and occupied by two individuals who acquired it in November 2021.

Source: Warren County and Mansfield Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 RIDGE ST, HACKETTSTOWN, NJ 07840-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Apr 20, 2020	Grant Deed, Transfer · Conventional with PMI WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Deed Document Number	2020527391
Deed Book / Page	3052 / 244
Last Transfer Date	Nov 23, 2021
Transfer Doc	0003241/34
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Feb 18, 2022
Property Address	20 RIDGE ST, HACKETTSTOWN, NJ 07840-4145
Document Number	0003241/34
Book / Page	3241 / 34
Instrument Date	Nov 23, 2021
Instrument	2022-571281
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 RIDGE ST, HACKETTSTOWN, NJ 07840-4145

Mortgage

Document Number	2022571282
Date	Feb 18, 2022
Instrument	2022-571282

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Dec 1, 2041

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 20, 2020
Property Address	20 RIDGE ST, HACKETTSTOWN, NJ 07840-4145
Document Number	0000527391
Book / Page	003052 / 000244
Instrument Date	Feb 13, 2020
Instrument	527391
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGE ST HACKETTSTOWN NJ 078404145, HACKETTSTOWN, NJ 07840-4145

Mortgage

Document Number	527393
Date	Apr 20, 2020
Book Page	006851/000304
Instrument	527393

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ridge St was $8,430, up 0.7% from the year before.

Source: Warren County and Mansfield Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Mansfield Township
Elementary School District	Mansfield Township School District (KG - 06)
Secondary School District	Warren Hills Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,600 (-) Land $80,000 Building $156,600	$236,600 (-) Land $80,000 Building $156,600
2025	$8,430.00 (+0.73%)	$236,600 Land $80,000 Building $156,600	$236,600 Land $80,000 Building $156,600
2024	$8,369.00
2023		$236,600 Land $80,000 Building $156,600	$236,600 Land $80,000 Building $156,600
2022	$8,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge St

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