20 Ridge St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 20 Ridge St, Greenwich, CT 06830

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 2,858 sqft · built 1920
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$2,503,000 (Jul 2026)
Tax Bill$16,427 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN01-1954S

Property Details

APN / Parcel Number

Primary APN01-1954S
Alternative APNs
  • GREE M:01 B:1954/S
  • 285/154

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories3 Stories
Building Area2,858 sqft Living Area
Basement Area1,145 sqft
Unfinished Basement1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1979
Architectural StyleVictorian
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number285/154
Street Address20 RIDGE ST
CityGREENWICH
StateCT
Zip06830-6318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Block1954/S
JurisdictionGREENWICH CT
Township / Civil DivisionGREENWICH
Census Block Group1
Census Block1005
Census Tract10700

Owner

20 Ridge St is owned and occupied by two individuals who bought it in July 2026.

Source: Greenwich Town records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address20 RIDGE ST, GREENWICH, CT 06830-6318
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2026 · Amount on File
Deed SaleJul 31, 2026 · Amount on File
Prior SaleAug 22, 2006 · Amount on File
Deed Document Number20264826
Deed Book / Page8597 / 38
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENWICH CT
Recording DateJul 31, 2026
Property Address20 RIDGE ST, GREENWICH, CT 06830-6318
Document Number0000004826
Book / Page8597 / 38
Instrument DateJul 29, 2026
Instrument20264826
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 RIDGE ST, GREENWICH, CT 06830-6318
InvestorPossibly a Property Investor

Mortgage

DateJul 31, 2026
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ridge St was $16,427.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGreenwich Town
Unified School DistrictGreenwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,427.00$1,329,160 Land $692,930 Building $636,230$930,412 Land $485,051 Building $445,361
2024$16,427.00 (+14.59%)
2023$14,335.00 (+0.92%)$1,231,930 (-) Land $692,930 Building $539,000
2022$14,204.00$1,231,930 Land $692,930 Building $539,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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