20 Ridge Rd, Ravena, NY 12143 Property Records

Albany County and Coeymans Town property record for 20 Ridge Rd, Ravena, NY 12143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1958
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2019)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`012401 168.14-2-27`

Property Details

APN / Parcel Number

Primary APN	`012401 168.14-2-27`
Alternative APNs	`240116801400020270000000` `16801400020270000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Width	104 ft Width
Garage Type	Carport
Garage Area	494 sqft
Carport	Carport
Carport Area	494 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Canopy	32 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16801400020270000000
Street Address	20 RIDGE RD
City	RAVENA
State	NY
Zip	12143-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HSE/CAR PORT/LOT
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	ALBANY NY
Township / Civil Division	COEYMANS
Census Block Group	1
Census Block	1011
Census Tract	14402

Owner

Source: Albany County and Coeymans Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RIDGE RD, DELMAR, NY 12054-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Mar 3, 2017	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	201915221
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	20 RIDGE RD, RAVENA, NY 12143-1605
Document Number	0000021821
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGE RD RAVENA NY 121431605, RAVENA, NY 12143-1605

Mortgage

Document Number	0000021821
Date	Sep 28, 2020
Instrument	21821

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	20 RIDGE RD, RAVENA, NY 12143-1605
Document Number	0000027139
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGE RD RAVENA NY 121431605, RAVENA, NY 12143-1605

Mortgage

Document Number	0000027139
Date	Nov 13, 2017
Instrument	27139

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Albany County and Coeymans Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Coeymans Town
Municipality	Ravena Village
Unified School District	Ravena-Coeymans-Selkirk Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 Homeowner's exemption	$151,000 (-) Land $44,000 Building $107,000	$201,333 (+11.98%) Land $58,667 Building $142,666
2023		$151,000 Land $44,000 Building $107,000	$179,800 Land $52,392 Building $127,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAVENA VILLAGE serves 4,500 people · EPA ID NY0100201
Water Source	Surface water
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
State Telephone Company Fiber	500 / 250
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25

May also be available: Verizon.

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