Rockland County and Ramapo Town property record for 20 Ridge Ave, Spring Valley, NY 10977
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 2 ba · 2,620 sqft · built 2018 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Jul 2020) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.54-1-12.2-201 |
| Primary APN | 392605 57.54-1-12.2-201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 2,827 sqft |
| 2nd Floor Area | 2,848 sqft |
| Game Room | Game Room |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00296130000 |
|---|---|
| Street Address | 20 RIDGE AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5450 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 03 |
| Legal Description | LOT:12.002 BLK:1 SEC:57.54 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | 20 RDG AVE CONDO |
| Legal Block | 1 |
| Legal Lot Number | 12.002 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12404 |
20 Ridge Ave, a condominium, is owned and occupied by an individual who bought it in July 2020.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 RIDGE AVE, SPRING VALLEY, NY 10977-5450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Grant Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| May 12, 2017 | Deed of Trust, Construction Loan · Line of Credit FIRST CMRC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Deed Document Number | 0202020533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 23, 2020 |
| Property Address | 20 RIDGE AVE, SPRING VALLEY, NY 10977-5450 |
| Document Number | 0000020533 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 20533 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 LORIMER ST #5A BROOKLYN NY 112068072, 5A, BROOKLYN, NY 11206-8072 |
| Document Number | 20535 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 20535 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 12, 2017 |
| Property Address | 20 RIDGE AVE, SPRING VALLEY, NY 10977-5450 |
| Document Number | 0000015520 |
| Instrument Date | May 10, 2017 |
| Instrument | 15520 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2020 |
| Title Company | LAND TRACK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 MAPLE TER MONSEY NY 109522733, MONSEY, NY 10952-2733 |
| Document Number | 0000015520 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 15520 |
| Name | FIRST CMRC BK |
|---|---|
| Type | Bank |
| Address | 105 RIVER AVE, LAKEWOOD, NJ 08701-4267 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 11, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $36,700 (-) Land $5,000 Building $31,700 | $472,938 (+1,195.72%) Land $64,433 Building $408,505 |
| 2023 | $36,700 Land $5,000 Building $31,700 | $36,500 Land $4,973 Building $31,527 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 12 units insured incl. 7 condo units |
| Nearby Flood Claims | 3 (2018–2022) |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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