Flagler County property record for 20 Richardson Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 2023 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,900 (Mar 2023) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7031-00340-0010 |
| Primary APN | 07-11-31-7031-00340-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,461 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 RICHARDSON DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 31 BLK 34 LOT 1 OR 189 PG 101 OR 750 PG 1532 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 RICHARDSON DR, PALM COAST, FL 32164-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 11, 2022 | Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on Record |
| Deed Sale | Mar 1, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 2023007834 |
| Deed Book / Page | 2759 / 1336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 1, 2023 |
| Property Address | 20 RICHARDSON DR, PALM COAST, FL 32164-6511 |
| Document Number | 0027591336 |
| Book / Page | 2759 / 1336 |
| Map Reference | MB 10 PG 43 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023007834 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,169.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 20 RICHARDSON DR, PALM COAST, FL 32164-6511 |
| Document Number | 0027591338 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 2759/1338 |
| Instrument | 2023007835 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 20 RICHARDSON DR, PALM COAST, FL 32164-6511 |
| Document Number | 0026571053 |
| Book / Page | 2657 / 1053 |
| Map Reference | MB 10 PG 43 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022007611 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 RIVERA LN, 42, PALM COAST, FL 32164-6468 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+461.65%) | $254,659 (+472.27%) Land $53,500 Building $201,159 | $254,659 (+472.27%) Land $53,500 Building $201,159 |
| 2023 | $824.00 (+88.56%) | $44,500 (-) Land $44,500 | $44,500 (-) Land $44,500 |
| 2022 | $437.00 | $44,500 Land $44,500 | $44,500 Land $44,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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