Winchester City property record for 20 Richards Ave, Winchester, VA 22601 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,156 sqft · built 1946 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Jun 2015) |
| Tax Bill | $2,682 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-02-79 |
| Primary APN | 134-02-79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 1,246 sqft |
| Unfinished Basement | 1,246 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 89.7 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 217 sqft |
| Patio Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1631 |
|---|---|
| Street Address | 20 RICHARDS AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOUDOUN MANOR SD L-79 N S 20 RICHARDS AVENUE |
| Legal Subdivision | LOUDOUN MANOR |
| Legal Lot Number | 79 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 201 |
Source: Winchester City records · APN 134-02-79
Assessment roll updated June 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 151 BAYBERRY CREEK CIR, MOORESVILLE, NC 28117-6690 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF MINGO |
| Dec 17, 2021 | Bargain and Sale Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Prior Sale | Dec 14, 2012 · Amount on Record |
| Deed Document Number | 20151473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 20 RICHARDS AVE, WINCHESTER, VA 22601-4918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0180000616 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 180000616 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 20 RICHARDS AVE, WINCHESTER, VA 22601-4918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0190002363 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 190002363 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 20 RICHARDS AVE, WINCHESTER, VA 22601-4918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 524 MANHATTAN AVE 2B, 2B, BROOKLYN, NY 11222-5320 |
| Document Number | 0220001192 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 220001192 |
| Name | BANK OF MINGO |
|---|---|
| Type | Bank |
| Address | TOMS BROOK, VA 22660 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 28, 2027 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Dec 17, 2021 |
| Property Address | 20 RICHARDS AVE, WINCHESTER, VA 22601-4918 |
| Document Number | 0210004050 |
| Map Reference | MB 154 PG 503 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 210004050 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 130 SWAMP ROSE DR, MOORESVILLE, NC 28117-7587 |
Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,682.00 | $337,380 (+13.03%) Land $49,500 Building $287,880 | |
| 2025 | $2,682.00 (+116.64%) | $337,380 (+13.03%) Land $49,500 Building $287,880 | |
| 2023 | $1,238.00 (+20.31%) | $298,480 Land $49,500 Building $248,980 | $298,480 Land $49,500 Building $248,980 |
| 2022 | $1,029.00 |
Source: FEMA National Flood Hazard Layer, County delivery 51069C, updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518400002013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2016–2025) |
| Most Recent Claim | Jun 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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