20 Regency Pl, Ragland, AL 35131 Property Records

St. Clair County property record for 20 Regency Pl, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,883 sqft · built 2006
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (May 2019)
Tax Bill	$674 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-06-24-0-000-006.024`

Property Details

APN / Parcel Number

Primary APN	`18-06-24-0-000-006.024`
Alternative APNs	`00529541` `529541` `73589`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00529541
Street Address	20 REGENCY PL
City	RAGLAND
State	AL
Zip	35131-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 HICKORY CREEK SD 24-15-4
Legal Range	04E
Legal Township	15S
Legal Section	24
Legal Subdivision	HICKORY CREEK S D
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2034
Census Tract	40301

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 REGENCY PL, RAGLAND, AL 35131-3581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU
May 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Book / Page	2019 / 5929
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 24, 2019
Property Address	20 REGENCY PL, RAGLAND, AL 35131-3581
Document Number	0000005929
Book / Page	DEED 2019 / 05929
Map Reference	MB A 90 PG 7
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 REGENCY PL, 40, RAGLAND, AL 35131-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 REGENCY PL, RAGLAND, AL 35131-3581

Mortgage

Document Number	MTG201917752
Date	May 24, 2019
Instrument	MTG 2019/17752

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 24, 2019
Property Address	20 REGENCY PL, RAGLAND, AL 35131-3581
Document Number	0000005928
Instrument Date	May 17, 2019
Instrument	5928
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 REGENCY PL RAGLAND AL 351313581, RAGLAND, AL 35131-3581

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00 (+18.45%)	$23,300 (-41.5%)	$232,920 (+16.96%) Land $19,500 Building $213,420
2023		$39,830 Land $5,000 Building $34,830	$199,150 Land $25,000 Building $174,150
2022	$569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone DSL · Fiber in parts of the area	25 / 3

May also be available: T-Mobile.

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