Bergen County and Ramsey Borough property record for 20 Regency Park, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 756 sqft · built 1964 |
| Lot Size | 0.012 acres (518 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (Oct 2020) |
| Tax Bill | $5,633 (2025) |
| Deeds & Mortgages | Oct 2020 Foreclosure Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0020 |
| Primary APN | 48-04202-0000-00001-0000-C0020 |
|---|---|
| Alternative APN |
|
| Building Area | 756 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 518 sqft (0.012 acres) |
| Street Address | 20 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 23, 2020 | Quit Claim Deed, Foreclosure ATTORNEY ONLY |
| Oct 23, 2020 | Deed, Transfer · Conventional Mortgage INVESTORS BANK |
| Apr 30, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2020 |
| Deed Document Number | 2020109148 |
| Deed Book / Page | 3786 / 104 |
| Prior Transfer Date | Jul 9, 2020 |
| Prior Transfer Doc | 0037860097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2020 |
| Property Address | 20 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0037860097 |
| Book / Page | 003786 / 000097 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 109147 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2020 |
| Property Address | 20 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0037860104 |
| Book / Page | 3786 / 104 |
| Map Reference | MB 7015 PG 894 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 20-109148 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $901.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3900 CAPITOL CITY BLVD, 3900, LANSING, MI 48906-2147 |
| Name | Verified Name |
|---|---|
| Address | 14 MANITO AVE, OAKLAND, NJ 07436-3017 |
| Document Number | 20109149 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 20-109149 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2020 |
| Property Address | 20 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0035850369 |
| Book / Page | 003585 / 000369 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 20044322 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 20 REGENCY PARK RAMSEY NJ 07446, RAMSEY, NJ 07446 |
| Investor | Possibly a Property Investor |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,700 (+4.06%) Land $160,000 Building $124,700 | $284,700 (+4.06%) Land $160,000 Building $124,700 | |
| 2025 | $5,633.00 (+4.72%) | $273,600 (+43.55%) Land $150,000 Building $123,600 | $273,600 (+43.55%) Land $150,000 Building $123,600 |
| 2024 | $5,379.00 (+7.6%) | ||
| 2023 | $190,600 Land $105,000 Building $85,600 | $190,600 Land $105,000 Building $85,600 | |
| 2022 | $4,999.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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