St. Charles County property record for 20 Redhead Ln, O Fallon, MO 63368 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1994 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,900 (Jun 2021) |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000558 |
| Primary APN | A912000558 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 384 sqft |
| Unfinished Basement | 96 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000558 |
|---|---|
| Street Address | 20 REDHEAD LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINTE #1 LOT 17 |
| Legal Subdivision | MALLARD POINTE #1 |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 311732 |
Source: St. Charles County records · APN A912000558
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Mar 09, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 22, 2020 | Warranty Deed, Transfer · FHA Mortgage FAMILY FINANCE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 202151088 |
| Prior Transfer Date | Jun 01, 2001 |
| Prior Transfer Doc | 0026320286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 0000030155 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202630155 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 0000030155, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202630155 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 0000008681 |
|---|---|
| Date | Mar 09, 2023 |
| Instrument | 2023R-008681 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 16, 2021 |
| Property Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 2021R051088 |
| Map Reference | MB 30 PG 137 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021R-051088 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4909 HIGH CREST CT, 4909, BLACK JACK, MO 63033-4547 |
| Name | Verified Name |
|---|---|
| Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 2021R051089 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021R-051089 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2020 |
| Property Address | 20 REDHEAD LN, O FALLON, MO 63368-8318 |
| Document Number | 0073260226 |
| Book / Page | 7326 / 226 |
| Map Reference | MB 30 PG 137 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 20200622000423820 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6792 ERIKA LN, 6792, NASHVILLE, IN 47448-7914 |
| Name | Verified Name |
|---|---|
| Address | 4909 HIGH CREST CT, BLACK JACK, MO 63033-4547 |
| Document Number | 20200622000423830 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 20200622000423830 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,010.00 (+5.87%) | $46,696 (+9.1%) | $245,767 (+9.1%) Building $245,767 |
| 2024 | $2,843.00 | ||
| 2023 | $42,801 | ||
| 2022 | $225,267 Land $50,000 Building $175,267 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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