20 Red Valley Rd, Penrose, NC 28766 Property Records

Transylvania County property record for 20 Red Valley Rd, Penrose, NC 28766

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,512 sqft · built 1989
Lot Size14 acres (612,889 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Aug 2018)
Tax Bill$3,236 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9517-81-5292-000

Property Details

APN / Parcel Number

Primary APN9517-81-5292-000
Alternative APNs
  • 9517805877000
  • 70479740

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,512 sqft Heated Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area612,889 sqft (14 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number70479740
Street Address20 RED VALLEY RD
CityPENROSE
StateNC
Zip28766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF SR 1527
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionLITTLE RIVER
Census Block Group1
Census Block1008
Census Tract960401

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address748 7TH AVE S, JACKSONVILLE BEACH, FL 32250-5242
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Deed Document Number20184241
Deed Book / Page853 / 93
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRANSYLVANIA NC
Recording DateAug 17, 2018
Property Address2 RED VALLEY RD, PENROSE, NC 28766
Document Number0008530093
Book / Page000853 / 000093
Instrument DateAug 17, 2018
Instrument4241
Transaction TypeTransfer
Record UpdatedSep 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 RED VALLEY RD PENROSE NC 28766, PENROSE, NC 28766

Mortgage

Document Number8530096
DateAug 17, 2018
Book Page000853/000096
Instrument4242
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,236.00 (+18.23%)$673,650 (+62%) Land $194,100 Building $479,550$673,650 (+62%) Land $194,100 Building $479,550
2023$2,737.00$415,830 Land $173,060 Building $242,770$415,830 Land $173,060 Building $242,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Red Valley Rd

Nearby Streets

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