20 Reber Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 20 Reber Rd, Eldred, NY 12732 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,540 sqft Living Area
Lot Size99,752 sqft (2.29 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2020)
Tax Bill$9,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN483400 6.-1-12.11
Alternative APN
  • 3400006 0001012011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,540 sqft Living Area
1st Floor1,120 sqft 1st Floor
Upper Floors420 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCape Cod Style
Exterior MaterialWood Exterior
Lot Area99,752 sqft (2.29 acres)
Depth X Width50 ft x 325 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area490 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address20 REBER RD
CityELDRED
StateNY
Zip12732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5
Legal Block1
Legal Lot Number12.011
JurisdictionSULLIVAN NY
Minor Civil DivisionHIGHLAND
Census Blockgroup2
Census Block2023
Census Tract952400

Owner

Source: Sullivan County and Highland Town records · APN 483400 6.-1-12.11

Assessment roll updated April 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 REBER RD, ELDRED, NY 12732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2020 · Amount on Record
Deed SaleJun 18, 2020 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Doc Number20203949
Record RefreshedSep 20, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSULLIVAN NY
Recording DateJun 18, 2020
Property Address20 REBER RD, ELDRED, NY 12732
Document Number0000003949
Instrument DateMay 22, 2020
Instrument3949
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyHUDSON UNITED

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address131 DUDLEY ST #319 JERSEY CITY NJ 073024609, 319, JERSEY CITY, NJ 07302-4609

Mortgage

Document Number3950
DateJun 18, 2020
Instrument3950
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

Tax Assessment & Valuation

Source: Sullivan County and Highland Town records · Assessment roll updated April 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionHighland Town
Unified School DistrictEldred Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,711.00$325,200 (-) Land $68,025 Building $257,175$591,273 (-3.64%) Land $123,682 Building $467,591
2024$325,200 (-) Land $68,025 Building $257,175$613,585 (+20.75%) Land $128,349 Building $485,236
2023$325,200 Land $68,025 Building $257,175$508,125 Land $106,289 Building $401,836

Flood & Wildfire

20 Reber Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sullivan County (36105C), updated October 2, 2025

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Reber Rd

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