Carroll County property record for 20 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,548 sqft · built 2004 |
| Lot Size | 0.047 acres (2,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Mar 2023) |
| Tax Bill | $5,033 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-042225 |
| Primary APN | 13-042225 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Total Area |
| Basement Area | 601 sqft |
| Finished Basement | 601 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,032 sqft (0.047 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 042225 |
|---|---|
| Street Address | 20 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7753 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 138 -2032 SF PL 2 20 READING CT 47-267/270 TWIN ARCH CROSSING PH 3 |
| Legal Subdivision | TWIN ARCH CROSSING |
| Legal Phase | 3 |
| Legal Lot Number | 138 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 READING CT, MOUNT AIRY, MD 21771-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | Mar 12, 2004 · Amount on Record |
| Deed Book / Page | 10996 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 15, 2023 |
| Property Address | 20 READING CT, MOUNT AIRY, MD 21771-7753 |
| Document Number | 0109960001 |
| Book / Page | 10996 / 1 |
| Map Reference | MB 47 FO 268 |
| Instrument Date | Mar 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 READING CT, MOUNT AIRY, MD 21771-7753 |
| Document Number | 0109960007 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 10996-0007 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 20 READING CT, MOUNT AIRY, MD 21771-7753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSELINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0105960486 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 10596/486 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2051 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,033.00 (+4.12%) Homeowner's exemption | $381,100 (+13.45%) | $397,100 (+13.75%) Land $125,000 Building $272,100 |
| 2025 | $4,834.00 (+11.02%) Homeowner's exemption | ||
| 2023 | $4,354.00 | $335,933 | $349,100 Land $120,000 Building $229,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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