Westchester County and Mount Vernon City property record for 20 Raynor Ave, Mount Vernon, NY 10552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Aug 2026) |
| Tax Bill | $20,624 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.24-2247-4 |
| Primary APN | 550800 165.24-2247-4 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Account Number | 055730 |
|---|---|
| Street Address | 20 RAYNOR AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10552-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WALLACE MANOR |
| Legal Block | 2247 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 15100 |
20 Raynor Ave is owned by two individuals who bought it in August 2026.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BIRCHWOOD CT, 4M, MINEOLA, NY 11501-4511 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Jul 10, 2019 | Deed, Transfer · Conventional Mortgage US MORTGAGE CORP |
| Jan 18, 2018 | Trustee's Deed, Transfer MAJOR ABSTRACT CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Prior Sale | Jul 10, 2019 · Amount on File |
| Deed Document Number | 20263346 |
| Prior Transfer Date | Jan 9, 2018 |
| Prior Transfer Doc | 0580023333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 7, 2026 |
| Property Address | 20 RAYNOR AVE, MOUNT VERNON, NY 10552-1221 |
| Document Number | 0000003346 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20263346 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395,920.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003107, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 20263107 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 10, 2019 |
| Property Address | 20 RAYNOR AVE, MOUNT VERNON, NY 10552-1221 |
| Document Number | 0591723305 |
| Map Reference | MAP 2862 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 591723305 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | BENCHMARK TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 WESTCHESTER AVE # AVEW2100, 333, WEST HARRISON, NY 10604-2910 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 71 FLETCHER AVE, MOUNT VERNON, NY 10552-3313 |
| Document Number | 0591823419 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 591823419 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 18, 2018 |
| Property Address | 20 RAYNOR AVE, MOUNT VERNON, NY 10552-1221 |
| Document Number | 0580023333 |
| Book / Page | 058002 / 003333 |
| Instrument Date | Jan 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | MAJOR ABSTRACT CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $1,224.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 WESTCHESTER AVE #W2100 WEST HARRISON NY 106042949, W2100, WEST HARRISON, NY 10604-2949 |
The 2026 property tax bill for 20 Raynor Ave was $20,624, up 35.4% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,624.00 (+35.39%) | ||
| 2025 | $15,233.00 | $12,000 (-) Land $3,000 Building $9,000 | $666,667 (+6.67%) Land $166,667 Building $500,000 |
| 2024 | $12,000 (-) Land $3,000 Building $9,000 | $625,000 (-10.94%) Land $156,250 Building $468,750 | |
| 2023 | $12,000 Land $3,000 Building $9,000 | $701,755 Land $175,439 Building $526,316 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Raynor Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Raynor Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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