Norfolk County and Bellingham Town property record for 20 Ray Ave, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1968 |
| Lot Size | 1.63 acres (71,177 sqft) |
| Owner | Trust Name on File |
| Last Sale | $137,000 (Aug 1990) |
| Tax Bill | $5,746 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0020 B:0026 L:0000 |
| Primary APN | BELL M:0020 B:0026 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 2,744 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,177 sqft (1.63 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 RAY AVE |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SUBN |
| Legal Block | 26 |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 443106 |
20 Ray Ave is owner-occupied and held in a trust since September 2022.
Source: Norfolk County and Bellingham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 RAY AVE, BELLINGHAM, MA 02019-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1990 · Amount on File |
| Deed Sale | Aug 1, 1990 · Amount on File |
| Last Transfer Date | Sep 7, 2022 |
| Transfer Doc | 040801-325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Recording Date | Sep 8, 2022 |
| Property Address | 20 RAY AVE, BELLINGHAM, MA 02019-1230 |
| Document Number | 040801-325 |
| Book / Page | 40801 / 325 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 79648 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 RAY AVE, BELLINGHAM, MA 02019-1230 |
The 2026 property tax bill for 20 Ray Ave was $5,746, up 4.3% from the year before.
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,746.00 (+4.32%) | $463,800 (+5.77%) Land $195,300 Building $265,700 | $506,160 (-) |
| 2025 | $5,508.00 (+4.58%) | $438,500 (+7.06%) Land $177,600 Building $260,900 | $506,160 (-1.28%) |
| 2024 | $5,267.00 (+4.42%) | $409,600 (+5.98%) Land $162,200 Building $247,400 | $512,715 |
| 2023 | $5,044.00 | $386,500 Land $154,500 Building $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ray Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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