20 Raspberry Ln, #24, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 20 Raspberry Ln, #24, Carmel, NY 10512

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,556 sqft · built 1943
Lot Size	4.39 acres (191,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,900 (May 2026)
Tax Bill	$13,653 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 54.18-1-17`

Property Details

APN / Parcel Number

Primary APN	`372000 54.18-1-17`
Alternative APNs	`200005401800010170000000` `080100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,556 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Old Style
Exterior Material	Composition/Composite
Lot Area	191,228 sqft (4.39 acres)
Lot Width	505 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	080100
Street Address	20 RASPBERRY LN, 24
City	CARMEL
State	NY
Zip	10512
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R
Legal Block	1
Legal Lot Number	17.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1000
Census Tract	11400

Owner

Source: Putnam County and Carmel Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 E 85TH ST, 14D, NEW YORK, NY 10028-2148
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	20262877
Deed Book / Page	2441 / 96
Prior Transfer Date	Jun 21, 2006
Prior Transfer Doc	0017470460
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	May 5, 2026
Document Number	0000002877
Book / Page	2441 / 96
Instrument Date	Apr 21, 2026
Instrument	2026.2877
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	REGENT ABSTRACT, REGENCY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,939.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002878,
Date	May 5, 2026
Book Page	8103/43
Instrument	2026.2878

Lender

Name	CITIZENS BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$533,900 (+6.99%) Land $148,500 Building $385,400	$533,900 (+6.99%) Land $148,500 Building $385,400
2024	$13,653.00 (+1.28%)	$499,000 (+5.01%) Land $148,500 Building $350,500	$499,000 (+5.01%) Land $148,500 Building $350,500
2023	$13,480.00 (+279.5%)	$475,200 (+11%) Land $135,000 Building $340,200	$475,200 (+11%) Land $135,000 Building $340,200
2022		$428,100 Land $135,000 Building $293,100	$428,100 Land $135,000 Building $293,100
2020	$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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