Orange County property record for 20 Rancho Cir, Lake Forest, CA 92630
| Property Type | Industrial Condominium |
|---|---|
| Owner | Company Name on File |
| Tax Bill | $12,979 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 930-565-31 |
| Primary APN | 930-565-31 |
|---|
| Street Address | 20 RANCHO CIR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-8325 |
| Property Category | Industrial |
| Property Type | Industrial > Industrial Condominium |
| Legal Description | PM 338-19, PAR 1 OF PROJECT 930-56 LOCATED ON AP 612-196-32 TOGETHER WITHAN UND 25.45% INT IN PAR 1. |
| Legal Subdivision | PARCEL MAP 2004-119 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 52422 |
20 Rancho Cir, an industrial property, is owned by a company that acquired it in July 2004 and is owner-occupied.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 RANCHO CIR, LAKE FOREST, CA 92630-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Grant Deed, Transfer · Seller Carry-Back FIRST CONSUMERS TITLE, CONSUMERS TITLE |
| May 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS LENDING LLC |
| Aug 28, 2017 | Deed of Trust, Mortgage FINANCIAL PTRS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2004 |
| Deed Sale | Jul 23, 2004 |
| Deed Document Number | 2004000667758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 20 RANCHO CIR, LAKE FOREST, CA 92630-8325 |
| Document Number | 0000210248 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026210248 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | FIRST CONSUMERS TITLE, CONSUMERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Number | 0000210249, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026210249 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 RANCHO CIR, LAKE FOREST, CA 92630-8325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000200247 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017000200247 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FULLERTON, CA 92832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 RANCHO CIR, LAKE FOREST, CA 92630-8325 |
| Document Number | 0000377465 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE/LOS ANGEL |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 RANCHO CIR LAKE FOREST CA 926308325, LAKE FOREST, CA 92630-8325 |
| Document Number | 0000377465 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 377465 |
| Name | FINANCIAL PTRS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Rancho Cir was $12,979.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,979.00 | $1,249,361 Land $499,027 Building $750,334 |
| 2023 | $12,444.00 (+1.81%) | $1,200,848 Land $479,649 Building $721,199 |
| 2022 | $12,223.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Rancho Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Rancho Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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