20 Putney Rd, Baldwin Place, NY 10505 Property Records

Westchester County and Somers Town property record for 20 Putney Rd, Baldwin Place, NY 10505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,859 sqft · built 2002
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$809,000 (Jul 2021)
Tax Bill	$22,551 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555200 5.18-1-43`

Property Details

APN / Parcel Number

Primary APN	`555200 5.18-1-43`
Alternative APNs	`520000501800010430000000` `0185680`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,859 sqft Living Area
1st Floor Area	1,438 sqft
2nd Floor Area	1,421 sqft
Basement Area	946 sqft
Finished Basement	946 sqft
Unfinished Basement	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0185680
Street Address	20 PUTNEY RD
City	BALDWIN PLACE
State	NY
Zip	10505-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Subdivision	SUBDIVISION MAP SECTION 2
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	2
Census Block	2015
Census Tract	14907

Owner

20 Putney Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 PUTNEY RD, BALDWIN PLACE, NY 10505-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	2021612083400
Prior Transfer Date	Jan 31, 2007
Prior Transfer Doc	0470870571
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 29, 2021
Property Address	20 PUTNEY RD, BALDWIN PLACE, NY 10505-2020
Document Number	0612083400
Instrument Date	Jul 27, 2021
Instrument	612083400
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PUTNEY RD, 20, BALDWIN PLACE, NY 10505-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PUTNEY RD, BALDWIN PLACE, NY 10505-2020

Mortgage

Document Number	0612094024
Date	Jul 29, 2021
Instrument	612094024

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Putney Rd was $22,551, up 4.8% from the year before.

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,551.00 (+4.84%)
2025	$21,510.00	$89,500 (+1.94%) Land $8,800 Building $80,700	$1,011,299 (+12.65%) Land $99,435 Building $911,864
2024		$87,800 (-) Land $8,800 Building $79,000	$897,751 (-0.72%) Land $89,980 Building $807,771
2023		$87,800 Land $8,800 Building $79,000	$904,222 Land $90,628 Building $813,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Putney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Putney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CONSOLIDATED WATER DISTRICT #1 serves 3,848 people · EPA ID NY5903426
Water Source	Purchased surface water from YORKTOWN CONSOLD. WATER DIST.#1
Last State Inspection	Mar 2026
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: Xfinity.

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