20 Purchase St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 20 Purchase St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,751 sqft · built 1938
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2020)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-008-00054`

Property Details

APN / Parcel Number

Primary APN	`36-008-00054`
Alternative APN	`WORC M:36 B:008 L:00054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,751 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,002 sqft
Attic	Attic
Attic Area	1,632 sqft
Basement Area	959 sqft
Unfinished Basement	959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	36-008-00054
Street Address	20 PURCHASE ST
City	WORCESTER
State	MA
Zip	01606-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	BEDFORD HEIGHTS SEC A REV
Legal Block	8
Legal Lot Number	54
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	730200

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PURCHASE ST, WORCESTER, MA 01606-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Aug 13, 2020	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 23, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF CANTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Book / Page	63014 / 263
Last Transfer Date	Mar 11, 2025
Transfer Doc	071762-245
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 PURCHASE ST, WORCESTER, MA 01606-1604
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067032-5
Date	Jan 31, 2022
Book Page	67032/5
Instrument	11758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 PURCHASE ST, WORCESTER, MA 01606-1604
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067863-368
Date	Jul 6, 2022
Book Page	67863/368
Instrument	73547

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 13, 2020
Property Address	20 PURCHASE ST, WORCESTER, MA 01606-1604
Document Number	63014-263
Book / Page	63014 / 263
Instrument Date	Aug 8, 2020
Instrument	90343
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 PURCHASE ST, WORCESTER, MA 01606-1604

Mortgage

Document Number	90344
Date	Aug 13, 2020
Instrument	90344

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 23, 2019
Property Address	20 PURCHASE ST, WORCESTER, MA 01606-1604
Document Number	61285-168
Book / Page	061285 / 000168
Instrument Date	Oct 16, 2019
Instrument	112281
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PURCHASE ST WORCESTER MA 016061604, WORCESTER, MA 01606-1604

Mortgage

Document Number	61285-170
Date	Oct 23, 2019
Book Page	061285/000170
Instrument	112282

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00 (+6.03%)	$410,900 (+15.26%) Land $97,900 Building $313,000	$468,635 (+3.03%)
2024			$454,860
2023	$5,112.00	$356,500 Land $85,100 Building $271,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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