20 Providence Ln, Springfield, IL 62711 Property Records

Sangamon County property record for 20 Providence Ln, Springfield, IL 62711

Property Summary

Property TypeSingle Family Home
Lot Size0.367 acres (15,989 sqft)
OwnerIndividual Name on Record
Last Sale$262,000 (May 2025)
Tax Bill$4,165 (2025)
Deeds & MortgagesNov 2023 Sale & Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-01.0-102-002

Property Details

APN / Parcel Number

Primary APN21-01.0-102-002
Alternative APN
  • 21010102002 (CHECK DIGIT = 3)

Exterior

Lot Area15,989 sqft (0.367 acres)

Location & Zoning

Account Number21010102002
Street Address20 PROVIDENCE LN
CitySPRINGFIELD
StateIL
Zip62711-8021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSIMS WESTERN ACRES 5TH PLAT L 1
Legal SubdivisionSIMSS WESTERN ACRES 5TH
JurisdictionSANGAMON IL
Township / Civil DivisionCURRAN
Census Block Group3
Census Block3006
Census Tract3604

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Warranty Deed, Transfer · Line of Credit
PRAIRIE STATE BANK & TRUST
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
WILLIAMSVILLE STATE BK & TR
Jul 19, 2021Deed of Trust, Mortgage · FHA Mortgage
DIAMOND RESIDENTIAL MTG CO
Oct 14, 2022Deed of Trust, Mortgage · Line of Credit
CEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2025 · Amount on Record
Deed SaleMay 7, 2025 · Amount on Record
Prior SaleNov 1, 2023 · Amount on Record
Deed Document Number20257389
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateNov 1, 2023
Property Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021
Document Number2023R20215
Instrument DateOct 25, 2023
Instrument2023R20215
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021

Mortgage

Document Number2023R20216
DateNov 1, 2023
Instrument2023R20216
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 27, 2024

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R34286
DateNov 30, 2020
Instrument2020R34286
Lender
NameWILLIAMSVILLE STATE BK & TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 1, 2025
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R19569
DateJul 19, 2021
Instrument2021R19569
Lender
NameDIAMOND RESIDENTIAL MTG CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address20 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R22071
DateOct 14, 2022
Instrument2022R22071
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 13, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCurran Township
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,165.00 (+30.89%)$58,155 (+29.43%) Land $12,678 Building $45,477$174,465 (+29.43%) Land $38,034 Building $136,431
2022$3,182.00 Homeowner's exemption$44,931 Land $9,795 Building $35,136$134,793 Land $29,385 Building $105,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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