Kennebec County and Waterville City property record for 20 Prospect St, Waterville, ME 04901
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,934 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:052 B:258 |
| Primary APN | WAVL M:052 B:258 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 4,078 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 489 |
|---|---|
| Street Address | 20 PROSPECT ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-4942 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 258 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 24101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 234 SEAWARD MILLS RD, VASSALBORO, ME 04989-3628 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK |
| Sep 25, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 |
| Deed Sale | Sep 25, 2018 |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 201822282 |
| Deed Book / Page | 13034 / 153 |
| Transfer Doc | 0000022282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 20 PROSPECT ST, WATERVILLE, ME 04901-4942 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025027355 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 15578/332 |
| Instrument | 2025027355 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Sep 25, 2018 |
| Property Address | 20 PROSPECT ST, WATERVILLE, ME 04901-4942 |
| Document Number | 0000022282 |
| Book / Page | 13034 / 0153 |
| Instrument | 000000022282 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,305.00 (+5.93%) | $194,400 (+23.98%) Land $29,900 Building $164,500 |
| 2023 | $3,120.00 (+44.38%) | $156,800 (+87.56%) Land $23,000 Building $133,800 |
| 2022 | $2,161.00 | $83,600 Land $17,300 Building $66,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures