Morris County and Netcong Borough property record for 20 Prospect St, Netcong, NJ 07857
| Property Type | Single Family Home |
|---|---|
| Details | 1,446 sqft · built 1985 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,574 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2022 Mortgage |
| APN | 28-00009-0000-00024 |
| Primary APN | 28-00009-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 21,824 sqft (0.501 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 20 PROSPECT ST |
|---|---|
| City | NETCONG |
| State | NJ |
| Zip | 07857-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 9 |
| Legal Lot Number | 24 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | NETCONG |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 46000 |
Source: Morris County and Netcong Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 PROSPECT ST, NETCONG, NJ 07857-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jul 17, 2026 |
| Property Address | 20 PROSPECT ST, NETCONG, NJ 07857-1626 |
| Document Number | 0000031897 |
| Book / Page | 25142 / 255 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202631897 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 PROSPECT ST, NETCONG, NJ 07857-1626 |
| Document Number | 0000031897, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 25142/255 |
| Instrument | 202631897 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 20 PROSPECT ST, NETCONG, NJ 07857-1626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0244631389 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 24463/1389 |
| Instrument | 2022052185 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
Source: Morris County and Netcong Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Netcong Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Netcong Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,200 (-) Land $121,800 Building $158,400 | $280,200 (-) Land $121,800 Building $158,400 | |
| 2025 | $280,200 (-) Land $121,800 Building $158,400 | $280,200 (-) Land $121,800 Building $158,400 | |
| 2024 | $9,574.00 (+5.34%) | ||
| 2023 | $280,200 Land $121,800 Building $158,400 | $280,200 Land $121,800 Building $158,400 | |
| 2022 | $9,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NETCONG WATER DEPT serves 3,342 people · EPA ID NJ1428001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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