20 Prospect St, Mendham, NJ 07945 Property Records

Morris County and Mendham Borough property record for 20 Prospect St, Mendham, NJ 07945

Property Summary

Property Type	Single Family Home
Details	5,960 sqft · built 1999
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 1999)
Tax Bill	$27,060 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Mortgage
APN	`18-01901-0000-00020-05`

Property Details

APN / Parcel Number

Primary APN	`18-01901-0000-00020-05`
Alternative APN	`18019010000000200005`

Interior

Building Area	5,960 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	60,984 sqft

Location & Zoning

Street Address	20 PROSPECT ST
City	MENDHAM
State	NJ
Zip	07945-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1AC
Legal Subdivision	CARRIAGE HOUSE ESTATES
Legal Block	1901
Legal Lot Number	20.5
Jurisdiction	MORRIS NJ
Township / Civil Division	MENDHAM
Census Block Group	3
Census Block	3013
Census Tract	46400

Owner

Source: Morris County and Mendham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PROSPECT ST, MENDHAM, NJ 07945-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1999 · Amount on Record
Deed Sale	Aug 2, 1999 · Amount on Record
Deed Document Number	199982128
Deed Book / Page	5025 / 149
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 PROSPECT ST, MENDHAM, NJ 07945-1216
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROSPECT ST, MENDHAM, NJ 07945-1216

Mortgage

Document Number	0244711861
Date	Aug 10, 2022
Book Page	24471/1861
Instrument	2022055004

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 PROSPECT ST, MENDHAM, NJ 07945-1216
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243911924
Date	Apr 22, 2022
Book Page	24391/1924
Instrument	2022028115

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Morris County and Mendham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mendham Borough
Elementary School District	Mendham Borough School District (KG - 08)
Secondary School District	West Morris Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,000 (-) Land $354,100 Building $745,900	$1,100,000 (-) Land $354,100 Building $745,900
2025		$1,100,000 (-) Land $354,100 Building $745,900	$1,100,000 (-) Land $354,100 Building $745,900
2024	$27,060.00 (+3.19%)
2023		$1,100,000 Land $354,100 Building $745,900	$1,100,000 Land $354,100 Building $745,900
2022	$26,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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