Clinton County property record for 20 Prospect St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,640 sqft · built 1918 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,191 (2026) |
| Flood Zone | Zone AH (high risk) |
| APN | 22-11362 |
| Primary APN | 22-11362 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 5,084 sqft |
| 1st Floor Area | 1,208 sqft |
| Attic | Attic |
| Attic Area | 1,110 sqft |
| Basement Area | 1,173 sqft |
| Unfinished Basement | 1,173 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 760 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | L -03-0069 |
|---|---|
| Street Address | 20 PROSPECT ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W POR 69 & 70 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 6 |
| Census Block | 6028 |
| Census Tract | 30701 |
20 Prospect St is owned and occupied by two individuals who acquired it in September 2013.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PROSPECT ST, LOCK HAVEN, PA 17745-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2002 |
| Deed Sale | Nov 20, 2002 |
| Deed Document Number | 20022013-5020 |
| Last Transfer Date | Sep 30, 2013 |
| Transfer Doc | 0201305020 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 20 Prospect St was $6,191 with a homeowner's exemption.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,191.00 Homeowner's exemption | $121,000 Land $18,900 Building $102,100 | |
| 2023 | $3,517.00 | $121,000 Land $18,900 Building $102,100 | |
| 2008 | $121,000 Land $18,900 Building $102,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Prospect St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 557.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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