20 Prospect Dr, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 20 Prospect Dr, Yonkers, NY 10705

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,115,000 (Jul 2026)
Tax Bill	$724 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-103-76.79`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-103-76.79`
Alternative APNs	`180000100001030760790000` `000000*0103`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000000*0103
Street Address	20 PROSPECT DR
City	YONKERS
State	NY
Zip	10705-2453
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	S-50
Legal Block	103
Legal Lot Number	76.079
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	3
Census Block	3007
Census Tract	1301

Owner

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2730 EDGEHILL AVE, BRONX, NY 10463-4909
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 1, 2017	Grant Deed, Transfer · Conventional Mortgage THOROUGHBRED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Document Number	20263646
Prior Transfer Date	Dec 14, 1995
Prior Transfer Doc	1131000235
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 28, 2026
Property Address	20 PROSPECT DR, YONKERS, NY 10705-2453
Document Number	0000003646
Instrument Date	Jul 6, 2026
Instrument	20263646
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2730 EDGEHILL AVE, BRONX, NY 10463-4909

Mortgage

Document Number	0000003692,
Date	Jul 28, 2026
Instrument	2026662013692

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 1, 2017
Property Address	20 PROSPECT DR, YONKERS, NY 10705-2453
Document Number	0573073679
Book / Page	057307 / 003679
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ALL NEW YORK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 W 12TH ST #6C NEW YORK NY 100141718, 6C, NEW YORK, NY 10014-1718

Mortgage

Document Number	573313389
Date	Dec 1, 2017
Book Page	057331/003389

Lender

Name	THOROUGHBRED MTG
Type	Mortgage Company
Address	RYE BROOK, NY 10573

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$724.00 (-84.14%)
2025	$4,565.00	$4,000 (-) Land $4,000	$232,558 (+3.49%) Land $232,558
2024		$4,000 (-) Land $4,000	$224,719 (+0.56%) Land $224,719
2023		$4,000 Land $4,000	$223,464 Land $223,464
2020	$4,160.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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