Lincoln County property record for 20 Prospect Cir, Troy, MO 63379
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 4,408 sqft · built 2015 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,655 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-60-24-000-000-020.024 |
| Primary APN | 15-60-24-000-000-020.024 |
|---|
| Building Area | 4,408 sqft Total Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Lot Area | 41,818 sqft (0.96 acres) |
| Street Address | 20 PROSPECT CIR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3170 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Legal Description | LOT 2B OR RESUB 2A MARKET PLACE ADDN |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Subdivision | MARKET PLACE |
| Legal Lot Number | 2B |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 810306 |
Source: Lincoln County records · APN 15-60-24-000-000-020.024
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8377 E HARTFORD DR STE 100, 100, SCOTTSDALE, AZ 85255-5686 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI |
| Jul 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE |
| Mar 08, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Apr 26, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage CITIBANK |
| Apr 26, 2022 | Lease, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 |
| Deed Sale | Apr 26, 2022 |
| Prior Sale | Apr 04, 2014 |
| Deed Document Number | 2022004404 |
| Deed Book / Page | 2478 / 667 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02407/0121 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 2407/0121 |
| Instrument | 2017000536 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, MO 63334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 13, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02436/0172 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 2436/0172 |
| Instrument | 2019006039 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002460/585 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 2460/585 |
| Instrument | 2021003086 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 26, 2022 |
| Property Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Document Number | 002478/667 |
| Book / Page | 2478 / 667 |
| Map Reference | MB 14 PG 265 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022004404 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Name | Verified Name |
|---|---|
| Address | 8377 E HARTFORD DR STE 100, 100, SCOTTSDALE, AZ 85255-5686 |
| Investor | Possibly a Property Investor |
| Document Number | 002478/668 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 2478/668 |
| Instrument | 2022004405 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10013 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Lease |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 26, 2022 |
| Property Address | 20 PROSPECT CIR, TROY, MO 63379-3170 |
| Document Number | 002478/669 |
| Book / Page | 2478 / 669 |
| Map Reference | MB 14 PG 265 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022004406 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8377 E HARTFORD DR # DR100, DR100, SCOTTSDALE, AZ 85255-5685 |
| Name | Verified Name |
|---|---|
| Address | 30 LAKE AVE # 103, 103, SAINT LOUIS, MO 63108 |
| Investor | Possibly a Property Investor |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,655.00 (+1.99%) | $150,330 (+3.24%) Land $26,765 Building $123,565 | $469,780 (+3.24%) Land $83,640 Building $386,140 |
| 2023 | $9,467.00 (+2.55%) | $145,606 Land $23,418 Building $122,189 | $455,020 Land $73,180 Building $381,840 |
| 2022 | $9,232.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Spectrum, SysTec Wireless Communications, Verizon.
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010798, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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