20 Prospect Ave, Jamestown, RI 02835 Property Records

Jamestown Town property record for 20 Prospect Ave, Jamestown, RI 02835

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,769 sqft · built 2006
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Trust Names on Record
Last Sale	$40,000 (Jan 2006)
Tax Bill	$7,303 (2025)
Deeds & Mortgages	Sep 2025 Sale Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`JAME M:2 L:43`

Property Details

APN / Parcel Number

Primary APN	`JAME M:2 L:43`
Alternative APN	`2150300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,769 sqft Living Area
Gross Area	6,741 sqft
1st Floor Area	1,581 sqft
Attic	Attic
Attic Area	574 sqft
Basement Area	1,581 sqft
Unfinished Basement	1,581 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2150300
Street Address	20 PROSPECT AVE
City	JAMESTOWN
State	RI
Zip	02835-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	43
Jurisdiction	JAMESTOWN RI
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3008
Census Tract	41300

Owner

Source: Jamestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	20 PROSPECT AVE, JAMESTOWN, RI 02835-1961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2006 · Amount on Record
Deed Sale	Jan 31, 2006 · Amount on Record
Deed Book / Page	584 / 179
Last Transfer Date	Sep 12, 2025
Transfer Doc	001070-118
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMESTOWN RI
Recording Date	Sep 12, 2025
Property Address	20 PROSPECT AVE, JAMESTOWN, RI 02835-1961
Document Number	001070-118
Book / Page	1070 / 118
Instrument Date	Sep 12, 2025
Instrument	20250000067471
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROSPECT AVE, JAMESTOWN, RI 02835-1961

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	20 PROSPECT AVE, JAMESTOWN, RI 02835-1961
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	984-145
Date	Jan 27, 2021
Book Page	984/145
Instrument	59731

Lender

Name	CMG FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Jamestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Jamestown Town
Elementary School District	Jamestown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,303.00 (+13.67%)	$1,294,800 (+40.66%) Land $475,600 Building $819,200	$1,637,088
2023	$6,425.00 (+2.8%)	$920,500 (-) Land $360,200 Building $560,300
2022	$6,250.00	$920,500 Land $360,200 Building $560,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	18 (1978–2012)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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